enable:Banking Open Banking API: Supported Banks, Coverage & Alternatives (2026)

enable:Banking at a glance

Headquarters: Finland
Banks covered: 108+ institutions
Countries: 13
Products: Account data (AIS), pay-by-bank payments (PIS) and account verification
Licence: Enable Banking Oy self-describes as a Registered Account Information Service Provider regulated by Finland’s FIN-FSA; also listed on openbanking.org.uk’s regulated-providers directory
Bank connections: Official bank APIs
Sandbox: Yes
Pricing: Volume-based (per account accessed / payment), monthly minimum (partly published)
Last updated: October 2026

Source: Open Banking Tracker data and enable:Banking's public documentation and regulator registers. Confirm details with enable:Banking before you rely on them.

Coverage by country

Top 12 of 13 countries, by institutions listed.

Banks supported by enable:Banking

108+ institutions connect through enable:Banking. Pick a bank for its connection guide, or check a whole list of banks at once.

ARENDAL OG OMEGNS SPAREKASSE

Connect guide →

Artea Bankas

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Askim & Spydeberg Sparebank

EVJE OG HORNNES SPAREBANK

HJARTDAL OG GRANSHERAD SPAREBANK

Connect guide →

HJELMELAND SPAREBANK

Connect guide →

Høland og Setskog Sparebank

Jernbanepersonalets bank og forsikring

Østre Agder Sparebank

Ringkøbing Landbobank

Sparekassen Sjælland-Fyn

enable:Banking vs alternatives

enable:Banking vs Plaid108 vs 9,666 banks

enable:Banking vs Mastercard Open Banking108 vs 4,352 banks

enable:Banking vs GoCardless108 vs 2,229 banks

enable:Banking vs Volt108 vs 1,668 banks

enable:Banking vs Salt Edge108 vs 1,586 banks

enable:Banking vs Tink108 vs 511 banks

enable:Banking vs Yapily108 vs 445 banks

enable:Banking vs Powens108 vs 116 banks

enable:Banking vs Pluggy108 vs 99 banks

enable:Banking vs Neonomics108 vs 98 banks

enable:Banking vs Bridge108 vs 82 banks

enable:Banking vs TrueLayer108 vs 70 banks

enable:Banking vs Nordigen108 vs 54 banks

enable:Banking vs Fintecture108 vs 34 banks

enable:Banking vs Belvo108 vs 18 banks

All enable:Banking alternatives · Compare any two aggregators · Which aggregator covers your banks?

What is enable:Banking?

enable:Banking is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 108 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, enable:Banking is like a power strip for financial data: many banks share one interface, and your product plugs in once.

Building on enable:Banking? See its API and SDKs on API Tracker.

enable:Banking FAQ

What is enable:Banking?

enable:Banking is an open banking API aggregator headquartered in FI. It provides account information (AIS), payment initiation (PIS), account or identity verification through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

How many banks does enable:Banking support?

Open Banking Tracker lists 108 institutions reachable through enable:Banking. Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in enable:Banking's own documentation.

Is enable:Banking regulated?

Yes. Enable Banking Oy self-describes as a Registered Account Information Service Provider regulated by Finland’s FIN-FSA; also listed on openbanking.org.uk’s regulated-providers directory. Authorisations held: FIN-FSA (Finland). Verify current licensing on the relevant regulator's public register before you rely on it.

Does enable:Banking support payments (pay by bank)?

Yes. enable:Banking offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in enable:Banking's documentation.

Does enable:Banking offer account or income verification?

Yes. enable:Banking offers verification products (such as account-ownership or income checks) built on its open banking connectivity. AIS, PIS and Bank-Verified Account Data advertised, plus a sandbox. Regulator confirmed (FIN-FSA) September 2026; original authorisation date not found in a searchable register. Availability varies by market — confirm in enable:Banking's documentation.

Is enable:Banking free to use, and is there a sandbox?

enable:Banking pricing is only partly published: Volume-based (per account accessed / payment), monthly minimum. A free developer sandbox is available to test before you commit.

Which countries does enable:Banking cover?

Open Banking Tracker lists institutions in 13 countries reachable through enable:Banking. The most covered are Norway, Denmark, Finland, Latvia, Poland and Estonia. Coverage varies by product, so confirm specific banks in enable:Banking's documentation.

What are the alternatives to enable:Banking?

Common alternatives to enable:Banking include Plaid, Mastercard Open Banking, GoCardless, Volt and Salt Edge. Open Banking Tracker has side-by-side comparisons of bank coverage, markets, licences and products for each pair, plus a full list of enable:Banking alternatives at https://www.openbankingtracker.com/api-aggregators/enablebanking/alternatives.