Plaid Supported Banks: 9,671+ Institutions (2026)

Plaid is a financial technology company that provides APIs enabling applications to connect with users' bank accounts. It acts as an intermediary between financial institutions and fintech apps, allowing secure access to bank data for services like payment initiation, account verification, and transaction history. Plaid supports over 12,000 financial institutions across the US, Canada, UK, and Europe.

Yes, Plaid is considered safe to use. The company employs bank-level security measures including 256-bit AES encryption, secure data storage, and regular security audits. Plaid is SOC 2 Type II certified and complies with financial regulations including PSD2 in Europe. Your bank credentials are encrypted and Plaid does not store your login information after the initial connection.

Plaid supports over 12,000 financial institutions including major banks like Chase, Bank of America, Wells Fargo, Citibank, Capital One, and US Bank. It also supports credit unions, online banks like Chime and Ally, and international banks in Canada, UK, and Europe. You can search the full list of Plaid supported banks on this page.

Plaid works by creating a secure connection between your bank account and the app you're using. When you link your bank through Plaid, you enter your banking credentials in Plaid's secure interface (not the third-party app). Plaid then verifies your identity with your bank and retrieves the requested data—like account balances or transaction history—which is shared with the app in a standardized format.

Plaid supports most major US banks and thousands of smaller institutions. To check if your bank is supported, search the bank coverage list above or try connecting your account through the app you're using. If your bank isn't listed, Plaid may still support it through manual account verification using micro-deposits.

A Plaid verification code is a security measure used during the bank linking process. When Plaid cannot verify your account instantly, it may send micro-deposits (small amounts under $1) to your bank account. The verification code consists of the amounts of these deposits, which you enter to confirm account ownership. This process typically takes 1-2 business days.

For end users linking their bank accounts, Plaid is free—you won't be charged for connecting your bank to apps. However, businesses and developers pay Plaid for API access. Pricing varies based on usage and the specific products used (Identity, Transactions, Auth, etc.). Plaid offers a free tier for developers to test the API.

Yes, you can revoke Plaid's access to your bank account at any time. Visit my.plaid.com to see all apps connected to your accounts and disconnect any you no longer use. You can also remove access directly through your bank's online portal by revoking third-party data sharing permissions, or by contacting Plaid support.