By taking advantage of technology like API's (application programming interface) banks can offer users an easy way to access all of their financial information. Open banking and open finance have the potential to revolutionize how people in Spain interact with banks and other financial services providers. It also allows new entrants into the market, opening up new opportunities for startups, fintech, and tech companies in Spain that are looking for ways in which they can disrupt traditional finance models. In some markets, we see the first effects of open finance on financial inclusivity.
NCA/Regulator: Banco de España
Scroll to the see the third-party providers regulated in this country below.
| Name | Banks | Markets | Developer Portal | Bank Stack | AIS | PIS | APIs | API Aggregators | View | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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| Country | Provider | Passported countries | Acquired licence |
|---|---|---|---|
| FINTONIC SERVICIOS FINANCIEROS, S.L. | 1 | 2019-10-11 |
| SEFIDE, E.D.E., S.L. | 1 | 2019-03-15 |
| UNNAX REGULATORY SERVICES, ENTIDAD DE DINERO ELECTRÓNICO, SOCIEDAD LIMITADA | 5 | 2020-06-18 |
| EUROBITS TECHNOLOGIES, S.L. | 11 | 2020-02-28 |
| MORPHEUS AIOLOS, S.L. | 30 | 2020-06-15 |
| TESORALIA, S.L. | 1 | 2020-03-16 |