Finicity Supported Banks: 2+ Institutions (2026)

Finicity is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 2 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, Finicity is like a power strip for financial data: many banks share one interface, and your product plugs in once.

What is Finicity?

Finicity is an open banking API aggregator that provides connectivity to financial institutions. Through Finicity's platform, developers can integrate with 2+ banks and financial institutions through a single API integration.

API aggregators like Finicity simplify the process of connecting to banks by providing:

Standardized API interfaces across multiple banks
Pre-built authentication flows
Data normalization and enrichment
Regulatory compliance handling

Learn more about how open banking APIs work in our [Open Banking API guide](/open-banking-api), or browse the bank coverage below to see which financial institutions are supported by Finicity.

#Finicity Supported Banks (2)

Showing 2 of 2 banks tracked

		Name	Markets	Developer Portal	Sandbox	AIS	PIS	APIs	View
		Alerus Financial						-	View
		MONUMENT BANK LIMITED						-	View

Finicity FAQ

What is Finicity?

Finicity is a financial data aggregation company owned by Mastercard (acquired in 2020). It provides APIs for account verification, asset verification, and payment initiation, with a focus on lending and mortgage use cases. Finicity connects to over 16,000 financial institutions and is particularly strong in the US market.

Which banks does Finicity support?

Finicity supports over 16,000 US financial institutions including all major banks, regional banks, and credit unions. Coverage includes Chase, Bank of America, Wells Fargo, Citibank, and thousands of smaller institutions. Finicity has strong relationships with major banks for direct API access, reducing reliance on screen scraping.

Is Finicity safe?

Yes, Finicity maintains high security standards and is now backed by Mastercard's security infrastructure. The company is certified to handle sensitive financial data for mortgage lending (meeting Fannie Mae and Freddie Mac requirements). Finicity uses tokenized access where possible, meaning it doesn't store bank credentials.

How is Finicity different from Plaid?

Finicity specializes in lending verification (income, assets, employment) while Plaid focuses more broadly on fintech connectivity. Finicity's Mastercard ownership provides card network integration advantages. For mortgage and lending use cases, Finicity is often preferred; for general fintech apps, Plaid is more common.