About this page
Open banking news moves fast: new regulations (like CFPB 1033 in the US and UK Open Banking evolution), API aggregator launches, and fintech partnerships. This page aggregates the latest updates, analysis, and insights from the Open Banking Tracker team and points you to our blog, global regulations, and API aggregator directory for deeper research.
Latest updates
Open Banking Canada: What's Coming in 2026 and 2027
Canada has a regulator, legislation, and a roadmap for open banking. What’s still missing is a launch date. Here’s what to expect in 2026 and 2027.
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Dodd-Frank 1033 and Open Banking: App Directories, Visibility, and Turning Compliance Into Advantage
What the CFPB’s Section 1033 rule requires, why app directories and connection visibility matter, who provides them, and how banks can treat 1033 as a springboard for open banking and customer-centric growth
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The Future of Open Banking for Business
How open banking is evolving for businesses: market growth, regulations, B2B use cases, trust and adoption, and the role of AI. Research-backed trends and what they mean for your operations.
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What 8 Years of Tracking Open Banking Taught Us (and Why We Built the Open Finance Map)
After 8 years of tracking Open Banking globally, discover the key insights and why we created the Open Finance Map to visualize APIs, banks, and coverage.
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Variable Recurring Payments (VRPs)
Variable Recurring Payments (VRPs) are the most significant development in open banking to date. Why? Because they tackle one of its biggest challenges: the requirement for consent via Strong Customer Authentication (SCA) for every transaction.
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The FinTech Revolution In China
A look into the impact of financial technology in China, from economic development to mass surveillance. What will be the new normal for fintech in China?
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November 29th: Weekly Newsletter
We're back with a slate of content hotter than ever!! We have a lot to share this week and hope you're ready for all of our announcements!
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The Power of White Label Fintech Services
In a world where financial services are rapidly evolving, and consumers demand more convenience, white-label fintech services could be the way forward.
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November 22th: Weekly Newsletter
We're back with a slate of content hotter than ever!! We have a lot to share this week and hope you're ready for all of our announcements!
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Lydia And Bitpanda Partner To Improve Access To Digital Assets
Access to digital assets in France has become easier than ever before thanks to Bitpanda and Lydia joining forces. With both companies partnering and expanding their services to provide a full spectrum of financial services with Bitpanda's respective technology and competitive pricing, they are well-positioned to challenge traditional banks for market share.
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November 15th: Weekly Newsletter
We're back with a slate of content hotter than ever!! We have a lot to share this week and hope you're ready for all of our announcements!
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Carbon Emissions Tracking w/ Greenly
The US Green Deal and the new “EU taxonomy for sustainable activities” are putting pressure on businesses to manage their carbon emissions. The obligation to set GHG emissions targets is now trickling down from large corporations to their suppliers. However, it is currently hard, especially for SMEs, to measure carbon emissions.
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Challengers: Interview with Hiroki Takeuchi, CEO and Co-founder at GoCardless
In this installment of the Challengers series, Rodolfo Passeri spoke with Hiroki Takeuchi, CEO and Co-founder at GoCardless, a payment company that makes collecting payments by direct debit easy for everyone.
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November 8th: Weekly Newsletter
We're back with a slate of content hotter than ever!! We have a lot to share this week and hope you're ready for all of our announcements!
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Why B2B Payments Are Going To Look Completely Different In 5 Years Time
B2B payments have comparatively failed to innovate as quickly as B2C payments. Chip-and-pin terminals, contactless cards, and card-on-file solutions employed by companies like Uber and Amazon have increased convenience and eliminated the need for cash.
Read moreChallengers: Interview with Ralph Rogge, CEO and Co-founder at Crezco
In this installment of the Challengers series, Rodolfo Passeri spoke with Ralph Rogge, CEO and Co-founder at Crezco, a free open banking payment solution designed for online invoice payments.
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Embedded Fintech Versus Embedded Banking
Understand the key differences between embedded fintech and embedded banking.
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5 Personal Finance Management Apps You Better Know About
A look at the 5 personal finance management apps you better know about.
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October 25th: Weekly Newsletter
We're back with a slate of content hotter than ever!! We have a lot to share this week and hope you're ready for all of our announcements!
Read moreNovember 1st: Weekly Newsletter
We're back with a slate of content hotter than ever!! We have a lot to share this week and hope you're ready for all of our announcements!
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October 18th: Weekly Newsletter
We're back with a slate of content hotter than ever!! We have a lot to share this week and hope you're ready for all of our announcements!
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The Debit Card Boom
A look at how debit cards are becoming ‘a democratizing force'.
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Challengers: Todd Clyde, CEO at Token
In this installment of the Challengers series, Rodolfo Passeri spoke with Todd Clyde, the CEO of Token, an open banking payments platform driving the shift from card to bank payments with best-in-class, Pan-European bank connectivity, data and compliance capabilities.
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How FinTech Is Changing The Insurance Industry
A look at how FinTech is changing the insurance industry.
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October 11th: Weekly Newsletter
We're back with a slate of content hotter than ever!! We have a lot to share this week and hope you're ready for all of our announcements!
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Challengers: Panagiotis Kriaris, Head of Business Development at Unzer
In this installment of the Challengers series, Rodolfo Passeri spoke with Panagiotis Kriaris, the Head of Business Development at Unzer, an innovative and modular platform for international payment transactions.
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Banking As A Service Explained With Cookies
Formally, BaaS is where a bank offers some of its core capabilities and its regulated infrastructure as a service to third parties for a fee. These capabilities could be compliance, KYC, identity, payments, accounts, risk management and much more. Since explaining BaaS may be challenging, I will borrow [Dov Marmor](https://www.linkedin.com/in/dovmarmor/)'s "The Fintech Cookie Factory" example.
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Challengers: Gareth Gumbley, Frollo
In this installment of the Challengers series, Rodolfo Passeri spoke with Gareth Gumbley, the founder and CEO of Frollo, an Australian-based fintech that aims at improving people's lives through increased financial wellbeing. Gareth and Rodolfo discussed about Frollo, how it helps users, the degree of development of Open Banking in Australia, and much more.
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5 Wealth Management Startups You Better Keep An Eye On
We have a lot to share is this blog as part of our passion to continue providing you with industry-leading information on the global Open Banking segment. This update will have the weekly additions to the Open Banking Tracker (Banks, APIs, TPPs, etc.) and a look at the 5 wealth management startups you better keep an eye on.
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September 20: Weekly Newsletter
First of all, we want to thank you all for allowing us to reach 1000 followers on our Linkedin page! On top of this, we're back with a slate of content hotter than ever!! We have a lot to share this week and hope you're ready for all of our announcements!
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5 API Aggregators You’ll Want To Make Sure You Know About!
A look at the five emerging markets API aggregators you must absolutely know about! Gain insight on these five aggregators and understand how they work, where they are based, what valuation they currently have and much more.
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Open Banking in Switzerland
We have a lot to share is this blog as part of our passion to continue providing you with industry-leading information on the global Open Banking segment. This update will have the weekly additions to the Open Banking Tracker (Banks, APIs, TPPs, etc.) and a look at how Open Banking is making waves in Switzerland.
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Open Banking Powered Home Loans w/ Nano
Nano, the future of home loans, a look at how Open Banking is making possible to have cheap loans available in less than 10 minutes.
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5 Reasons Why Apple May Be Your Next Bank
A look at the five reasons why Apple may be interested in becoming a financial service provider and why it would be extremely successful in doing so.
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How BNPL is Changing the Payment Market
Buy now, pay later is a financing arrangement that allows consumers to make purchases without paying for them all at once. Several companies, including Klarna and Affirm, offer buy now and pay later financing on purchases made from participating merchants. Also, Paypal has introduced its point of sale installment loan program.
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TrueLayer Raises $130m to Accelerate Open Banking Payments
The round forms part of the recent tsunami of investor interest in open banking, the infrastructure that allows banking data to be shared with third parties and underpins account to account payments. TrueLayer is a fintech company that helps software developers build their financial applications by providing abstractions and connections to banks and financial institutions worldwide.
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August 30: Weekly Newsletter
We have a lot to share is this blog as part of our passion to continue providing you with industry-leading information on the global Open Banking segment. This update will have the weekly additions to the Open Banking Tracker (Banks, APIs, TPPs, etc.) and 5 reasons why Apple could be your bank in the future.
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Challengers: Will Billingsley, ApTap
Will Billingsley is a young founder who's looking to disrupt the bill management space with Aptap. They're building bill management tools that let customers cancel, compare, switch or sign up to services with just a few taps.
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Jul 12, 2021: Financial Advice w/ Multiply
Coaching the user into financially wise spending habits to get the user into their dream homes faster.
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Jul 26, 2021: Open Banking in Russia!
REgulator approves first open banking fintech in Russia
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Jul 5, 2021: Open Banking App Store Update
We've had the great pleasure to be inundated with requests from app developers to be listed and we're excited to continue building out this app store!
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App Store Launch - 120+ Open Banking Powered Apps
The Open Banking Tracker is launching openbankingusecases.com, an app store covering the various apps and use cases made possible by open banking.
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Jun 21, 2021: Saving Cents w/ Peaks
It is truly a ‘set and forget’ type of investment where the user doesn’t have to make decisions about budgeting and portfolio allocation, making investing a more inclusive practice.
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Jun 14, 2021: Carbon Tracking w/ Enfuce
This tool can also educate users about which activities are particularly carbon-intensive and help consumers make carbon-wise purchasing decisions.
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Jun 7, 2021: Int. Tuition Payments w/ PayMyTuition
Open Banking payments happen at the account level, the student’s ID is correctly identified by the university receiving the money through their banking service provider when the payment request gets generated.
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May 31, 2021: Open Banking KYC w/ Plaid
The solution must be to simplify the KYC process to reduce the number of abandoned account openings, and companies like Plaid are using Open Banking to do just that.
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May 24, 2021: Cutting Bills w/ Snoop
Then the AI can match individual payments with deals available in the user’s area, so the user can be aware of most of the money-saving opportunities available to them.
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May 10, 2021: Sustainable Statements w/ Kivra
If you provide them a way to live a more sustainable life that also simplifies their life, then the switch is much easier to make.
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Apr 26, 2021: Auto Finance w/ Blue Motor Finance
Implementing Open Banking into auto lending decisions creates value at every step in the vehicle purchasing process.
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Apr 19, 2021: Invoice Factoring w/ MarketFinance
The invoice factoring practice has been in existence for millennia, and an integral part of helping businesses unlock the liquidity held in their accounts receivable.
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