United States
API-based bank data converging on FDX while Section 1033 is rewritten. Plaid, MX, Finicity, Yodlee.
US providers →United Kingdom
The most mature ecosystem, FCA-regulated, with live VRP. TrueLayer, Yapily, Tink, GoCardless.
UK providers →Europe (EEA)
Regulated under PSD2, moving to PSD3/PSR. Tink, TrueLayer, Yapily, Enable Banking, Salt Edge.
Europe providers →🌎 Latin America
Brazil's Open Finance is among the most advanced in the world, with Mexico, Chile and Colombia building out frameworks. Top aggregators by indexed bank coverage in the region:
🌏 Asia-Pacific
A patchwork of approaches — Australia's CDR, India's Account Aggregator framework, Singapore's SGFinDex, and New Zealand's emerging open banking. Top aggregators by indexed bank coverage in the region:
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