Tink Supported Banks: 509+ Institutions (2026)

What is Tink?

Tink is a European open banking platform that provides APIs for bank connectivity and payment initiation. Founded in Stockholm, Sweden in 2012 by Daniel Kjellén and Fredrik Hedberg, Tink has grown to become one of Europe's leading open banking providers.

In 2022, Visa acquired Tink for €1.8 billion, significantly expanding Visa's open banking capabilities in Europe. Today, Tink connects to over 3,400 banks across 18 European markets, enabling businesses to access account data and initiate payments.

Tink powers financial services for major companies including PayPal, Klarna, NatWest, and ABN AMRO. The platform processes billions of financial data points and payment transactions annually.

Key Markets: UK, Sweden, Germany, France, Spain, Italy, Netherlands, Belgium, Finland, Norway, Denmark, Austria, Portugal, Ireland, Poland, and more.

Is Tink Safe?

Yes, Tink is safe and highly regulated. As a licensed financial institution under PSD2, Tink is subject to strict regulatory oversight.

Regulatory Credentials

Licensed Payment Institution regulated by the Swedish Financial Supervisory Authority (Finansinspektionen)
Authorized AISP (Account Information Service Provider) and PISP (Payment Initiation Service Provider) across the EU
FCA authorized in the UK through Tink Financial Services Limited
Passported to operate in all EU/EEA member states

Security Measures

SOC 2 Type II certified
ISO 27001 certified
Bank-grade encryption (AES-256)
No storage of user banking credentials
Regular security audits by independent third parties

Visa Ownership

Since Visa's acquisition in 2022, Tink operates under Visa's enterprise security framework, adding another layer of trust and compliance. Visa is one of the world's most trusted payment networks.

Data Protection

Tink is fully GDPR compliant and provides users with transparency and control over their data. All data processing follows European data protection standards.

How Tink Works

Tink provides a suite of open banking APIs that businesses integrate to access bank data and initiate payments. Here's how it works:

1. Tink Link (User Authentication)

When a user connects their bank account, they're presented with Tink Link—a secure, pre-built interface that handles bank selection and authentication. Users log in directly with their bank using OAuth or bank-specific credentials.

2. Bank Connection

Tink connects to banks through:

PSD2 APIs: Direct connections to bank APIs (preferred method)
Open Banking APIs: UK Open Banking standard connections
Fallback methods: Where APIs aren't available

3. Data Retrieval & Enrichment

Once connected, Tink retrieves account data and enriches it with:

Transaction categorization
Merchant identification
Spending insights

Tink Products

Account Check: Instant account verification
Income Check: Verify income from transaction data
Expense Check: Analyze spending patterns
Risk Insights: Credit risk assessment data
Payment Initiation: Initiate bank-to-bank payments
Data Enrichment: Categorize and clean transaction data

Tink vs Plaid: Key Differences

Both Tink and Plaid are leading open banking platforms, but they have distinct focuses:

Geographic Coverage

Tink: Europe-focused with coverage in 18 markets and 3,400+ banks
Plaid: Primarily North America, with expansion to UK/EU (12,000+ institutions)

Ownership

Tink: Owned by Visa (acquired 2022 for €1.8B)
Plaid: Independent (Visa acquisition blocked in 2021)

Regulatory Approach

Tink: PSD2-native, built around European Open Banking regulations
Plaid: Originally built on screen scraping, now transitioning to APIs

Payment Initiation

Tink: Strong focus on payment initiation (pay-by-bank)
Plaid: Historically focused on data access, payments added later

Ideal Use Cases

Choose Tink if: Building for European markets, need payment initiation, want Visa ecosystem integration
Choose Plaid if: Building for US/Canada, need broad US bank coverage, focused on data access

Pricing

Both offer usage-based pricing with enterprise options. Tink tends to be more competitive for European-only use cases.

#Tink Supported Banks (509)

Showing 100 of 509 banks tracked

View All 509 Banks

Name	APIs	View
1822direkt	-	View
68Nord Sparebank	-	View
AASEN SPAREBANK	2	View
ABANCA	-	View
ABN Amro	6	View
ActivoBank	3	View
Addiko Bank	-	View
Agder Sparebank	-	View
AIB (NI) (Formerly First Trust)	-	View
AirBank	-	View
Aktia Bank	3	View
Aktivbank AG	-	View
AL-Bank	-	View
Alandsbanken	-	View
Alior Bank - Business	-	View
Allianz Bank Financial Advisors	-	View
Allied Irish Bank	-	View
Alto Adige Banca S.p.A. – Sudtirol Bank AG	-	View
Alxing-Brucker Genossenschaftsbank	-	View
American Express	1	View
AMERICAN EXPRESS BANK	-	View
Andelskassen Fælleskassen	-	View
apoBank	-	View
Arbuthnot Latham	-	View
Argenta	-	View
ASKIM OG SPYDEBERG SPAREBANK	-	View
ASN BANK	3	View
ASN Bank (RegioBank)	-	View
ASN Bank (SNS)	-	View
AURSKOG SPAREBANK	2	View
Austrian Anadi Bank	-	View
Avanza	-	View
AXA BANQUE SA	-	View
Banca Capasso Antonio	-	View
BANCA DEL FUCINO	-	View
Banca del Mezzogiorno - MedioCredito Centrale	-	View
BANCA DEL PIEMONTE	-	View
Banca di Asti	-	View
Banca di Macerata	-	View
Banca di Risparmio di Savigliano	-	View
Banca Galileo	-	View
Banca Ifis	-	View
Banca Intesa Sanpaolo	-	View
Banca Monte dei Paschi di Siena	-	View
Banca Popolare del Cassinate Società cooperativa per azioni	-	View
Banca Popolare delle Provincie Molisane	-	View
Banca Popolare di Cividale	-	View
Banca Popolare di Cortona - Società cooperativa per azioni	-	View
Banca Popolare di Lajatico S.C.P.A.	-	View
BANCA POPOLARE DI SONDRIO	-	View
Banca Popolare Vesuviana Società cooperativa	-	View
Banca Progetto	-	View
BANCA PROMOS SPA	-	View
BANCA SANTA GIULIA S.P.A.	-	View
Banca Sella	-	View
Banca Widiba	-	View
Banco Atlantico Europa SA	-	View
BANCO BPI	-	View
Banco BPM	3	View
Banco Cooperativo	-	View
Banco de Investimento Global	-	View
Banco Desio e della Brianza Privati e Aziende (Dweb)	-	View
Banco di Sardegna	-	View
Banco Mediolanum	3	View
Banco Montepio	-	View
Banco Pichincha	-	View
Banco Português De Gestão	-	View
Banco Sabadell	3	View
Bank 1 Saar	-	View
BANK FUER SOZIALWIRTSCHAFT AG	-	View
Bank für Kirche und Caritas	-	View
Bank für Kirche und Diakonie - KD-Bank	-	View
Bank Hypo Vorarlberg	-	View
Bank Im Bistum Essen	-	View
Bank J.Van Breda & C	-	View
BANK MILLENNIUM S.A.	-	View
Bank Nagelmackers	4	View
BANK NORWEGIAN	2	View
Bank Norwegian en filial av NOBA Bank Group AB (publ)	-	View
Bank of Ireland	3	View
BANK OF SCOTLAND PLC	-	View
Bank Pekao	4	View
Bank11 für Privatkunden und Handel GmbH	-	View
bank99	-	View
Bankhaus Anton Hafner	-	View
BANKHAUS BAUER AG	-	View
Bankhaus Carl Spängler & Co.	-	View
BANKHAUS E. MAYER AG	-	View
Bankhaus Ellwanger & Geiger	-	View
Bankhaus Gebr. Martin AG	-	View
Bankhaus Max Flessa	-	View
Bankhaus Rautenschlein	-	View
Bankhaus Schelhammer & Schattera	-	View
Bankhaus Werhahn GmbH	-	View
Bankinter	3	View
BANKNORDIK	-	View
BANQUE CHALUS SA	-	View
Banque Populaire	6	View
Barclaycard	-	View
Barclays	9	View

Browse All 509 Banks →

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Tink FAQ

What is Tink?

Tink is a European open banking platform that provides APIs for accessing bank data and initiating payments. Founded in Sweden in 2012 and acquired by Visa in 2022, Tink connects to over 3,400 banks across Europe. It offers services including account aggregation, payment initiation, income verification, and risk insights for businesses building financial applications.

Is Tink safe to use?

Yes, Tink is safe and highly regulated. As a licensed Payment Institution under PSD2, Tink is supervised by the Swedish Financial Supervisory Authority and authorized to operate across the EU. The platform uses bank-grade encryption, is SOC 2 certified, and being owned by Visa adds additional security credibility. Tink never stores your bank login credentials.

What is Tink Financial Services Limited?

Tink Financial Services Limited is the UK entity of Tink, authorized by the Financial Conduct Authority (FCA) as an Account Information Service Provider (AISP) and Payment Initiation Service Provider (PISP). It enables UK-based apps to securely access bank data and initiate payments on behalf of users under Open Banking regulations.

Which banks does Tink support?

Tink supports over 3,400 banks across Europe including major institutions like HSBC, Barclays, Santander, ING, Deutsche Bank, and BNP Paribas. Coverage spans 18 European markets including UK, Germany, France, Spain, Italy, Netherlands, and the Nordics. You can browse the full list of Tink supported banks on this page.

How is Tink different from Plaid?

The main differences are geographic focus and ownership. Tink specializes in European markets with deep coverage of EU banks under PSD2, while Plaid focuses primarily on North America. Tink is owned by Visa (acquired 2022) whereas Plaid is independent. Both offer similar core features: account aggregation, payment initiation, and identity verification.

What does Tink charge?

Tink operates on a B2B model—consumers don't pay to use Tink when linking accounts. Businesses pay for API access based on usage, with pricing varying by product (Data Enrichment, Payment Initiation, Account Check, etc.) and transaction volume. Tink offers sandbox access for developers to test before committing.