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Toast Alternatives

Compare 10 alternatives to Toast for vertical saas and embedded payments solutions

Looking for Toast Alternatives?

Toast is a leading embedded finance platform offering vertical saas, embedded payments, embedded payroll, embedded lending solutions. Restaurant management platform with embedded financial services. Toast provides POS, payments, payroll, and working capital for restaurants through an...

Below we've compiled the top 10 alternatives to Toast, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.

10
Alternatives Found
4
Categories Compared
2
Target Markets
4
API Products

Top Toast Alternatives

1
ServiceTitan
ServiceTitan
United States
Est. 2012

Software platform for home and commercial service businesses with embedded finance. ServiceTitan offers scheduling, dispatching, payments, and financi...

Vertical SaaSEmbedded PaymentsEmbedded Lending
2
Procore
Procore
United States
Est. 2002

Construction management platform with embedded financial services. Procore offers project management, payments, and insurance products tailored for th...

Vertical SaaSEmbedded PaymentsEmbedded Insurance
3
Sunlight Financial
Sunlight Financial
United States
Est. 2014

Home improvement and solar financing for contractors and homeowners. Sunlight Financial has funded over $10B in loans and partners with contractors na...

Embedded LendingMerchant Financing
4
Worldpay for Platforms
Worldpay for Platforms
United States
Est. 2022

Embedded payments and PayFac-as-a-Service from FIS for software platforms (formerly Payrix). Worldpay for Platforms lets SaaS and vertical software co...

Embedded PaymentsPaymentspayfac
5
Wisetack
Wisetack
United States
Est. 2018

Pay-over-time and consumer financing for in-person and home services. Wisetack lets contractors and field-service businesses offer customers monthly p...

Embedded LendingMerchant Financing
6
Kanmon
Kanmon
United States
Est. 2021

Embedded B2B lending infrastructure for SaaS platforms. Kanmon enables vertical software companies to offer working capital, invoice financing, and eq...

Embedded LendingB2B Buy Now Pay Later
7
Pipe
Pipe
United States
Est. 2019

Embedded capital platform turning recurring revenue into upfront capital. Pipe enables platforms to offer non-dilutive financing to SaaS companies bas...

Embedded LendingEmbedded Capital
8
Lendio
Lendio
United States
Est. 2011

Small business lending marketplace with embedded finance APIs. Lendio enables platforms to offer loan matching and financing options to SMB customers ...

Embedded Lendingmarketplace
9
Fundwell
Fundwell
United States
Est. 2013

Business lending and embedded capital platform. Fundwell provides fast SMB financing including lines of credit, term loans, revenue-based financing, S...

Embedded LendingEmbedded CapitalInvoice Financing
10
eCapital
eCapital
United States
Est. 2005

Specialty finance lender offering embedded lending for platforms. eCapital provides A/R financing, asset-based lending, and supply chain finance via A...

Embedded LendingInvoice FinancingTrade Credit

Feature Comparison

FeatureToast
Current
ServiceTitanProcoreSunlight FinancialWorldpay for PlatformsWisetack
Headquarters
United States
United States
United States
United States
United States
United States
Founded201220122002201420222018
Clients100000+100000+16000+1000+
API Products444453
DeploymentCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS
Developer Docs
Public CompanyTOSTTTANPCORPrivatePrivatePrivate

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