CIBA

Technology

Client Initiated Backchannel Authentication

Definition

Client Initiated Backchannel Authentication (CIBA) is an authentication flow that enables a client application to obtain an ID token, access token, and optionally a refresh token through a backchannel request. It's particularly useful for decoupled authentication scenarios in Open Banking.

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Frequently Asked Questions

What is Client Initiated Backchannel Authentication?

Client Initiated Backchannel Authentication (CIBA) is an authentication flow that enables a client application to obtain an ID token, access token, and optionally a refresh token through a backchannel request. It's particularly useful for decoupled authentication scenarios in Open Banking.

What does CIBA stand for in Open Banking?

CIBA stands for Client Initiated Backchannel Authentication. It is a fundamental concept in Open Banking and PSD2 regulations. Client Initiated Backchannel Authentication (CIBA) is an authentication flow that enables a client application to obtain an ID token, access token, and optionally a refresh token through a backchannel request. It's particularly useful for decoupled authentication scenarios in Open Banking.

How is CIBA used in Open Banking?

Client Initiated Backchannel Authentication is a technical standard or specification used in Open Banking implementations. It helps ensure secure, standardized communication between banks, third-party providers, and applications.

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