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India's consent-based data sharing framework enables individuals and businesses to share financial data with service providers. Licensed Account Aggregators act as consent managers between Financial Information Providers (FIPs) and Users (FIUs). Use this page as a working reference when you compare banks, products, and regulatory timelines.
Overview
India's consent-based data sharing framework enables individuals and businesses to share financial data with service providers. Licensed Account Aggregators act as consent managers between Financial Information Providers (FIPs) and Users (FIUs).
Scope & Coverage
Key Requirements
Key Notes
Unique consent-layer architecture. Part of India Stack; payment rails are dominated by UPI (NPCI), which powers the bulk of India's retail payments. Growing rapidly with OCEN lending use case.
Official Resources
Related Regulations
Other open banking frameworks in Asia:
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