BelvovsGoCardless

Belvo vs GoCardless

Open banking API aggregator comparison — coverage, markets, and capabilities side by side.

Belvo vs GoCardless: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). GoCardless has the broader connectivity footprint (54 vs 4 countries of bank coverage), and they overlap on 2 shared markets. Belvo is headquartered in MX, while GoCardless is based in GB.

Belvo
Option A

Belvo

HQ: MX
GoCardless
Option B

GoCardless

HQ: GB

Belvo vs GoCardless at a glance

BelvoGoCardless
HeadquartersMXGB
Market focusLatin AmericaMulti-region
Countries covered454
Institutions tracked182,228
Account data (AIS)
Payments (PIS)
Verification
RegulatedOpen Finance BrasilFCA
Sandbox
Pricing modelSubscription tiers (Launch from $1,000/mo) + custom GrowthPayments: pay-as-you-go per transaction (published); Bank Account Data: freemium (free AIS)
Free production tier—
Developer portal
Sources
3 sources
4 sources
View BelvoView GoCardless

Belvo vs GoCardless: bank coverage overlap

Belvo and GoCardless share 2 markets where both connect to banks. Belvo additionally reaches 2 markets GoCardless does not (CO, MX), while GoCardless reaches 52 markets Belvo does not (AE, AL, AT, AU, BD, BE, BG, BS…).

Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.

Choose Belvo if…

  • your focus market is Latin America
  • you prefer a provider headquartered in Mexico

Choose GoCardless if…

  • you need the widest country coverage (54 markets)
  • you want the largest number of connected institutions (2,228)
  • you prefer a provider headquartered in the United Kingdom

Frequently asked questions

What is the difference between Belvo and GoCardless?

Belvo vs GoCardless: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). GoCardless has the broader connectivity footprint (54 vs 4 countries of bank coverage), and they overlap on 2 shared markets. Belvo is headquartered in MX, while GoCardless is based in GB.

Which has wider bank coverage, Belvo or GoCardless?

GoCardless has wider coverage, reaching 54 countries versus 4 for Belvo. They overlap on 2 shared markets.

Can I use both Belvo and GoCardless?

Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Belvo and GoCardless expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.

Related comparisons

belvo vs bridgeapi-iobelvo vs enablebankingbelvo vs finicitybelvo vs fintecturebelvo vs neonomicsbelvo vs nordigen
Want to integrate Accounting & ERP data?

Connect to 30+ accounting platforms and ERPs through a single unified API with Apideck.

Explore Apideck Accounting API