Nordigen (acquired by GoCardless) vs TrueLayer: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). TrueLayer has the broader connectivity footprint (64 vs 63 countries of bank coverage), and they overlap on 62 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while TrueLayer is based in GB.
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Nordigen (acquired by GoCardless) vs TrueLayer at a glance
| Nordigen (acquired by GoCardless) | TrueLayer | |
|---|---|---|
| Headquarters | LT | GB |
| Market focus | Multi-region | Multi-region |
| Countries covered | 63 | 64 |
| Institutions tracked | 54 | 70 |
| Account data (AIS) | ||
| Payments (PIS) | — | |
| Verification | — | |
| Regulated | FCMC (Latvia), PSD2 AISP | FCA, Central Bank of Ireland, PSD2 |
| Sandbox | ||
| Pricing model | Freemium: free AIS bank account data + paid premium/advanced data | Custom / enterprise quote; payments priced per transaction |
| Free production tier | — | |
| Developer portal | ||
| Sources | ||
| View Nordigen (acquired by GoCardless) | View TrueLayer |
Nordigen (acquired by GoCardless) vs TrueLayer: bank coverage overlap
Nordigen (acquired by GoCardless) and TrueLayer share 62 markets where both connect to banks. Nordigen (acquired by GoCardless) additionally reaches 1 markets TrueLayer does not (UK), while TrueLayer reaches 2 markets Nordigen (acquired by GoCardless) does not (AL, RS).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Nordigen (acquired by GoCardless) if…
- you prefer a provider headquartered in Lithuania
Choose TrueLayer if…
- you need the widest country coverage (64 markets)
- you want the largest number of connected institutions (70)
- you prefer a provider headquartered in the United Kingdom
Frequently asked questions
What is the difference between Nordigen (acquired by GoCardless) and TrueLayer?
Nordigen (acquired by GoCardless) vs TrueLayer: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). TrueLayer has the broader connectivity footprint (64 vs 63 countries of bank coverage), and they overlap on 62 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while TrueLayer is based in GB.
Which has wider bank coverage, Nordigen (acquired by GoCardless) or TrueLayer?
TrueLayer has wider coverage, reaching 64 countries versus 63 for Nordigen (acquired by GoCardless). They overlap on 62 shared markets.
Can I use both Nordigen (acquired by GoCardless) and TrueLayer?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Nordigen (acquired by GoCardless) and TrueLayer expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.