Powens (formerly Budget Insight) vs Yapily: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Yapily has the broader connectivity footprint (47 vs 44 countries of bank coverage), and they overlap on 43 shared markets. Powens (formerly Budget Insight) is headquartered in FR, while Yapily is based in GB.
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Powens (formerly Budget Insight) vs Yapily at a glance
| Powens (formerly Budget Insight) | Yapily | |
|---|---|---|
| Headquarters | FR | GB |
| Market focus | Multi-region | Multi-region |
| Countries covered | 44 | 47 |
| Institutions tracked | 116 | 445 |
| Account data (AIS) | ||
| Payments (PIS) | ||
| Verification | ||
| Regulated | ACPR (France), Bank of Spain | FCA, Bank of Lithuania, PSD2 |
| Sandbox | ||
| Pricing model | Custom / enterprise quote | Custom / sales-negotiated by business stage and volume |
| Free production tier | — | — |
| Developer portal | ||
| Sources | ||
| View Powens (formerly Budget Insight) | View Yapily |
Powens (formerly Budget Insight) vs Yapily: bank coverage overlap
Powens (formerly Budget Insight) and Yapily share 43 markets where both connect to banks. Powens (formerly Budget Insight) additionally reaches 1 markets Yapily does not (NZ), while Yapily reaches 4 markets Powens (formerly Budget Insight) does not (EC, ID, PH, TL).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Powens (formerly Budget Insight) if…
- you prefer a provider headquartered in France
Choose Yapily if…
- you need the widest country coverage (47 markets)
- you want the largest number of connected institutions (445)
- you prefer a provider headquartered in the United Kingdom
Frequently asked questions
What is the difference between Powens (formerly Budget Insight) and Yapily?
Powens (formerly Budget Insight) vs Yapily: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Yapily has the broader connectivity footprint (47 vs 44 countries of bank coverage), and they overlap on 43 shared markets. Powens (formerly Budget Insight) is headquartered in FR, while Yapily is based in GB.
Which has wider bank coverage, Powens (formerly Budget Insight) or Yapily?
Yapily has wider coverage, reaching 47 countries versus 44 for Powens (formerly Budget Insight). They overlap on 43 shared markets.
Can I use both Powens (formerly Budget Insight) and Yapily?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Powens (formerly Budget Insight) and Yapily expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.