10x Banking
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10x Banking Alternatives

An alternative to 10x Banking is another bank-technology vendor to compare for APIs, go-to-market story, and customer proof. We list 10 peers here so you can shortlist without building a full market map from scratch. It is like comparing analytics tools: the category is shared, but depth, regions, and pricing differ.

Looking for 10x Banking Alternatives?

10x Banking is a leading provider of core banking, digital banking solutions. Cloud-native core banking platform founded by former Barclays CEO Antony Jenkins. Designed for digital-first banking with API-first architecture....

Below we've compiled the top 10 alternatives to 10x Banking, ranked by feature similarity and market focus. Whether you're looking for a more affordable option, different deployment capabilities, or specific features, this comparison will help you find the right banking technology partner.

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Alternatives Found
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Categories Compared
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Target Markets
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Products

Top 10x Banking Alternatives

1
Engine by Starling
Engine by Starling
United Kingdom
Est. 2022

Complete cloud-native banking-as-a-service platform from Starling Bank. Enables banks and financial institutions to launch and run digital banking wit...

✓ Core Banking✓ Digital BankingOpen Banking
2
XYB
XYB
United Kingdom
Est. 2023

London-based banking orchestration company, spun out of Monese. Its AFI (Adaptive Financial Infrastructure) Platform runs alongside a bank's existing ...

✓ Core Banking✓ Digital Bankingbanking-osWorkflow
3
Thought Machine
Thought Machine
United Kingdom
Est. 2014

Cloud-native core banking technology company. Vault Core uses smart contracts for ultimate configurability and runs natively on public cloud.

✓ Core BankingPayments
4
Kiya.ai
Kiya.ai
India
Est. 1998

Global fintech providing cloud-native and hosted core banking solutions. Kiya.ai serves 450+ clients across 55 countries with AI-powered automation, o...

✓ Core Banking✓ Digital BankingPaymentsCompliance
5
Technisys (SoFi Technologies)
Technisys (SoFi Technologies)
United States
Est. 1996

Cloud-native digital banking platform. Acquired by SoFi in 2022. Cyberbank platform enables banks to rapidly deploy digital products.

✓ Core Banking✓ Digital Banking
6
Tuum
Tuum
EE
Est. 2019

Next-generation core banking platform founded in Estonia. API-first, cloud-agnostic, and highly configurable without coding. Microservices architectur...

✓ Core Banking✓ Digital BankingPaymentsLending
7
QI Tech
QI Tech
Brazil

Brazilian financial infratech providing end-to-end infrastructure for banking, credit, payments, and antifraud. APIs and regulated technology enable c...

✓ Core Banking✓ Digital BankingLendingPayments
8
Matera
Matera
Brazil

Next-gen banking technology powering modern banking for 2/3 of top global banks. Matera's API-first, cloud-native platform enables stablecoin integrat...

✓ Core Banking✓ Digital BankingPayments
9
OpenCoreOS
OpenCoreOS
United States
Est. 2024

AI-native core banking platform with a composable ledger, interest and reconciliation engines, and autonomous infrastructure (MARS). Targets tier-one ...

✓ Core Banking✓ Digital BankingComplianceRisk Management
10
Pismo
Pismo
Brazil
Est. 2016

Cloud-native API platform for core banking, card issuing, digital wallets, lending, and seller management. Acquired by Visa in 2024; serves banks, ret...

✓ Core Banking✓ Digital BankingPaymentscard-issuing

Feature Comparison

Feature10x Banking
Current
Engine by StarlingXYBThought MachineKiya.aiTechnisys (SoFi Technologies)
Headquarters
United Kingdom
United Kingdom
United Kingdom
United Kingdom
India
United States
Founded201620222023201419981996
Clients10+4—50+450+100+
Products233243
DeploymentCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS, HostedCloud, SaaS
Developer Portal✗✓✗✗✗✗
Public CompanyPrivatePrivatePrivatePrivatePrivatePrivate

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