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Cardlay Alternatives

Compare 10 alternatives to Cardlay for expense management and card issuing solutions

Looking for Cardlay Alternatives?

Cardlay is a leading embedded finance platform offering expense management, card issuing, compliance solutions. Card-linked expense management platform for banks and fintechs. Cardlay enables financial institutions to offer real-time expense tracking, receipt ca...

Below we've compiled the top 10 alternatives to Cardlay, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.

10
Alternatives Found
3
Categories Compared
3
Target Markets
4
API Products

Top Cardlay Alternatives

1
Synctera
Synctera
United States
Est. 2020

FinTech banking platform connecting fintechs with community banks. Synctera provides end-to-end BaaS infrastructure including compliance tools, bank m...

Card IssuingComplianceBanking-as-a-ServiceAccounts
2
Pleo Embedded
Pleo Embedded
Denmark
Est. 2015

Business spending platform offering embedded expense management for SaaS products. Pleo enables platforms to offer smart company cards with automated ...

Expense ManagementCard IssuingSpend Management
3
Treasury Prime
Treasury Prime
United States
Est. 2017

Banking-as-a-Service platform connecting fintechs with a network of partner banks. Provides unified APIs for deposits, payments, card issuing, and len...

Card IssuingBanking-as-a-ServicePayments
4
Galileo Financial Technologies
Galileo Financial Technologies
United States
Est. 2000

API-based payments platform acquired by SoFi in 2020. Powers leading fintechs and financial institutions with card issuing, account management, and pa...

Card IssuingPaymentsBanking-as-a-Service
5
i2c Inc.
i2c Inc.
United States
Est. 2001

Global payment and banking platform processing billions of transactions annually. i2c provides card issuing, core banking, and digital wallet solution...

Card IssuingPaymentsCore Banking
6
Solarisbank (Solaris)
Solarisbank (Solaris)
Germany
Est. 2016

European Banking-as-a-Service platform with full banking license. Solaris enables brands to embed compliant financial products across the EU including...

Card IssuingBanking-as-a-ServiceLending
7
Nium
Nium
Singapore
Est. 2014

Global platform for real-time cross-border payments. Nium provides card issuing, bank transfers, and currency exchange across 100+ countries with lice...

Card IssuingPaymentsCross-Border Payments
8
Highnote
Highnote
United States
Est. 2020

Modern card issuing platform built for developers. Highnote provides APIs for debit, credit, and prepaid card programs with real-time authorization co...

Card IssuingPaymentsLedger Management
9
Thredd
Thredd
United Kingdom
Est. 2007

Global card issuing and processing platform (formerly GPS). Thredd provides white-label card programs, processing, and program management for fintechs...

Card IssuingPaymentsProcessing
10
Fourthline
Fourthline
Netherlands
Est. 2017

End-to-end KYC and AML compliance platform for financial services. Fourthline provides identity verification, document checks, and ongoing monitoring ...

ComplianceKYC/KYBAML

Feature Comparison

FeatureCardlay
Current
SyncteraPleo EmbeddedTreasury PrimeGalileo Financial Technologiesi2c Inc.
Headquarters
Denmark
United States
Denmark
United States
United States
United States
Founded201620202015201720002001
Clients50+50+30000+100+300+200+
API Products444444
DeploymentCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS
Developer Docs
Public CompanyPrivatePrivatePrivatePrivatePrivatePrivate

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