Looking for Defacto Alternatives?
Defacto is a leading embedded finance platform offering embedded lending, b2b buy now pay later, invoice financing solutions. European embedded B2B lending platform. Defacto enables marketplaces, vertical SaaS, and payment platforms to offer instant financing to their busines...
Below we've compiled the top 10 alternatives to Defacto, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.
Top Defacto Alternatives
Embedded lending infrastructure for B2B platforms in Europe. Finmid provides white-label credit products including working capital, invoice financing,...
Embedded B2B lending infrastructure for SaaS platforms. Kanmon enables vertical software companies to offer working capital, invoice financing, and eq...
Embedded capital platform turning recurring revenue into upfront capital. Pipe enables platforms to offer non-dilutive financing to SaaS companies bas...
European embedded banking platform enabling companies to offer branded IBANs, cards, and payments. Regulated as a Payment Institution with direct SEPA...
Open-source financial ledger and money movement platform. Formance provides programmable, double-entry ledgers for building payment flows, wallets, an...
Small business lending marketplace with embedded finance APIs. Lendio enables platforms to offer loan matching and financing options to SMB customers ...
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Embedded finance platform specializing in revenue-based financing for SMBs. Liberis partners with payment processors, banks, and platforms to offer wh...
B2B buy now pay later and trade credit insurance platform. Hokodo enables B2B marketplaces and platforms to offer payment terms with real-time credit ...
Banking-as-a-Service API from Stripe enabling platforms to embed financial services. Treasury provides FDIC-insured accounts, card issuing, and money ...
All-in-one embedded finance platform providing banking, lending, and payments infrastructure. Unit partners with banks to offer white-label checking a...
Feature Comparison
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