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Modern Treasury Alternatives

Compare 10 alternatives to Modern Treasury for financial ledger and payments solutions

Looking for Modern Treasury Alternatives?

Modern Treasury is a leading embedded finance platform offering financial ledger, payments, reconciliation solutions. Payment operations platform providing ledger, reconciliation, and money movement infrastructure. Modern Treasury enables companies to automate complex...

Below we've compiled the top 10 alternatives to Modern Treasury, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.

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Alternatives Found
3
Categories Compared
4
Target Markets
4
API Products

Top Modern Treasury Alternatives

1
Formance
Formance
France
Est. 2021

Open-source financial ledger and money movement platform. Formance provides programmable, double-entry ledgers for building payment flows, wallets, an...

Financial LedgerPaymentsWallets
2
Stripe Treasury
Stripe Treasury
United States
Est. 2010

Banking-as-a-Service API from Stripe enabling platforms to embed financial services. Treasury provides FDIC-insured accounts, card issuing, and money ...

PaymentsBanking-as-a-ServiceCard Issuing
3
Moov Financial
Moov Financial
United States
Est. 2017

Developer-first money movement platform. Moov provides APIs for ACH, card payments, and wallet transfers with a focus on simplicity and transparent pr...

PaymentsAccountsWallets
4
Swan
Swan
France
Est. 2019

European embedded banking platform enabling companies to offer branded IBANs, cards, and payments. Regulated as a Payment Institution with direct SEPA...

PaymentsBanking-as-a-ServiceAccounts
5
Airwallex
Airwallex
Australia
Est. 2015

Global financial infrastructure platform for modern businesses. Airwallex provides multi-currency accounts, card issuing, and payments with embedded f...

PaymentsAccountsCard Issuing
6
Checkout.com
Checkout.com
United Kingdom
Est. 2012

Global payment processing platform for enterprise and high-growth companies. Checkout.com provides unified APIs for payments, payouts, and card issuin...

PaymentsPayment AcquiringCard Issuing
7
Adyen
Adyen
Netherlands
Est. 2006

Global payment platform combining acquiring, processing, and risk management. Adyen provides embedded financial products including banking, issuing, a...

PaymentsPayment AcquiringCard Issuing
8
BVNK
BVNK
United Kingdom
Est. 2021

Crypto-native payments infrastructure connecting fiat and digital assets. BVNK enables platforms to offer stablecoin payments, crypto on-ramps, and mu...

PaymentsEmbedded WalletsCrypto Services
9
Treasury Prime
Treasury Prime
United States
Est. 2017

Banking-as-a-Service platform connecting fintechs with a network of partner banks. Provides unified APIs for deposits, payments, card issuing, and len...

PaymentsBanking-as-a-ServiceAccounts
10
Column
Column
United States
Est. 2021

Nationally chartered bank built for developers. Column provides direct bank access via API for ACH, wire, card issuing, and lending without BaaS middl...

PaymentsBanking-as-a-ServiceCard Issuing

Feature Comparison

FeatureModern Treasury
Current
FormanceStripe TreasuryMoov FinancialSwanAirwallex
Headquarters
United States
France
United States
United States
France
Australia
Founded201820212010201720192015
Clients300+50+1000+100+150+100000+
API Products444444
DeploymentCloud, SaaSCloud, SaaS, Self-HostedCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS
Developer Docs
Public CompanyPrivatePrivatePrivatePrivatePrivatePrivate

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