About Plaid
Account linking and data platform that connects consumers' bank accounts to thousands of apps and services. Plaid's APIs provide the secure connectivity layer for open banking—enabling budgeting apps, lending platforms, and embedded finance providers to access accounts, transactions, and identity verification. Essential infrastructure powering modern embedded finance experiences.
Products & Solutions
Plaid Link
Consumer-facing account connection flow
Plaid Auth
Account and routing number verification
Plaid Transactions
Transaction data for underwriting and insights
Plaid Identity
Identity verification from account data
Solution Categories
account-linkingOpen BankingdataIdentity
Target Markets
FintechsLendersNeobanksPlatformsSaaS Companies
Deployment Options
CloudSaaS
Customers
Venmo
Account linking for P2P
Robinhood
Instant bank verification
Chime
Account funding and verification
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