Santander Bank+Mastercard Open Banking (formerly Finicity)

Santander Bank + Mastercard Open Banking (formerly Finicity)

How to connect your Santander Bank account using Mastercard Open Banking (formerly Finicity)

Santander Bank with Mastercard Open Banking (formerly Finicity) is a consent-based bank link where Mastercard Open Banking (formerly Finicity) connects your Santander Bank account to an app after you approve what to share. You authenticate with Santander Bank, the app gets scoped tokens (not your password), and access stays tied to that consent. It is like a switchboard: many banks on one side, your app on the other, with a single familiar linking flow.

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Santander Bank is supported by Mastercard Open Banking (formerly Finicity)

You can connect your Santander Bank account to apps and services that use Mastercard Open Banking (formerly Finicity) for secure bank connections.

How to Connect Santander Bank to Mastercard Open Banking (formerly Finicity)

Connecting your Santander Bank account through Mastercard Open Banking (formerly Finicity) is quick and secure. Here's how:

1
Open Your App
Open the app or service where you want to connect your Santander Bank account.
2
Find Link Bank Option
Look for "Link Bank Account", "Add Bank", or "Connect Account" in the app's settings.
3
Search for Santander Bank
In the Mastercard Open Banking (formerly Finicity) bank selection screen, search for "Santander Bank" and select it.
4
Enter Credentials
Enter your Santander Bank online banking username and password securely through Mastercard Open Banking (formerly Finicity)'s encrypted connection.
5
Complete Verification
Complete any additional verification steps Santander Bank may require, such as two-factor authentication.

Santander Bank Mastercard Open Banking (formerly Finicity) Not Working? Try These Fixes

Common Connection Issues

  • Incorrect credentials: Double-check your Santander Bank username and password
  • Multi-factor authentication: Have your phone ready for verification codes
  • Third-party access blocked: Check if Santander Bank has settings to allow third-party connections
  • Account type not supported: Business accounts may have limited support
  • Temporary outage: Try again in a few hours if systems are down
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Still Having Connection Issues?

Mastercard Open Banking (formerly Finicity) isn't the only option for connecting to Santander Bank. Compare 13 API aggregators to find one with better coverage, reliability, or features for your needs.

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Is Connecting Santander Bank to Mastercard Open Banking (formerly Finicity) Safe?

Yes, connecting Santander Bank to Mastercard Open Banking (formerly Finicity) is secure. Here's how your data is protected:

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Bank-Level Encryption
256-bit encryption protects your data
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No Credential Storage
Mastercard Open Banking (formerly Finicity) doesn't store your password
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SOC 2 Certified
Enterprise security compliance
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Read-Only Access
Apps can't move your money

Santander Bank Mastercard Open Banking (formerly Finicity) FAQ

Does Santander Bank work with Mastercard Open Banking (formerly Finicity)?

Yes, Santander Bank is supported by Mastercard Open Banking (formerly Finicity). You can connect your Santander Bank account to apps and services that use Mastercard Open Banking (formerly Finicity) for secure bank connections.

How do I connect Santander Bank to Mastercard Open Banking (formerly Finicity)?

To connect Santander Bank via Mastercard Open Banking (formerly Finicity): 1) Open the app you want to connect, 2) Look for "Link Bank Account" or similar, 3) Search for "Santander Bank", 4) Enter your Santander Bank login credentials securely, 5) Complete any verification steps required.

Is it safe to connect Santander Bank to Mastercard Open Banking (formerly Finicity)?

Yes, connecting Santander Bank to Mastercard Open Banking (formerly Finicity) is safe. Mastercard Open Banking (formerly Finicity) uses bank-level encryption (256-bit) and doesn't store your login credentials. Your data is protected by multiple security layers and you can revoke access at any time.

Why won't Santander Bank connect to Mastercard Open Banking (formerly Finicity)?

If Santander Bank won't connect, try: 1) Verify your credentials are correct, 2) Check if Santander Bank requires third-party access to be enabled, 3) Complete any multi-factor authentication, 4) Try disconnecting and reconnecting, 5) Contact Santander Bank support if issues persist.

What data does Mastercard Open Banking (formerly Finicity) access from Santander Bank?

Mastercard Open Banking (formerly Finicity) can access account balances, transaction history, and account holder information from Santander Bank with your consent. The specific data depends on the app's requirements. Mastercard Open Banking (formerly Finicity) provides read-only access and cannot move money or make changes to your account.

How do I disconnect Santander Bank from Mastercard Open Banking (formerly Finicity)?

To disconnect: 1) Open the app where you connected Santander Bank, 2) Go to Settings or Account settings, 3) Find the linked Santander Bank account, 4) Select "Disconnect" or "Unlink". You can also manage connections through Mastercard Open Banking (formerly Finicity)'s portal if available.

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Related Resources

Last updated: January 2026. Bank connectivity status may change.

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