What is the Midas Credit Card?
The Midas Credit Card is a store-branded credit card issued by Synchrony Bank, one of the largest issuers of store credit cards in the United States. This card is designed specifically for customers of Midas, the nationwide auto service chain known for brake repairs, oil changes, tires, and general automotive maintenance.
With the Midas Credit Card, cardholders can finance auto repairs and maintenance services at participating Midas locations. The card offers promotional financing options that can help manage unexpected car repair costs by spreading payments over time.
Midas Credit Card Benefits
- Promotional Financing: Deferred interest if paid in full within 6 months on purchases of $199 or more
- No Annual Fee: The card has no annual fee, making it cost-effective to keep open
- Easy Online Management: Access your account 24/7 through Synchrony's online portal
- Exclusive Offers: Cardholders may receive special promotions and discounts
- Convenient Financing: Manage unexpected auto repairs without paying everything upfront
How to Apply for a Midas Credit Card
How to Pay Your Midas Credit Card Bill
Synchrony Bank offers multiple convenient payment options for Midas Credit Card holders:
Frequently Asked Questions
What is the Midas Credit Card?
The Midas Credit Card is a store credit card issued by Synchrony Bank for use at Midas auto service centers. It offers promotional financing options on auto repairs, maintenance, and services at participating Midas locations across the United States.
How do I apply for a Midas Credit Card?
You can apply for a Midas Credit Card online through Synchrony Bank's application portal or in-store at any participating Midas location. The application requires basic personal information, income details, and a credit check. Approval decisions are typically instant.
What are the benefits of the Midas Credit Card?
The Midas Credit Card offers promotional financing options including deferred interest if paid in full within 6 months on purchases of $199 or more. Cardholders also receive exclusive offers, easy online account management, and the convenience of financing auto repairs.
How do I pay my Midas Credit Card bill?
You can pay your Midas Credit Card bill online at mysynchrony.com, by phone at 1-866-396-8254, by mail, or in-store at participating Midas locations. Online payments can be made using a bank account (ACH) or debit card.
Can I use my Midas Credit Card anywhere?
The Midas Credit Card is a closed-loop store card that can only be used at participating Midas auto service locations. It cannot be used at other retailers or for general purchases like a Visa or Mastercard.
What credit score do I need for a Midas Credit Card?
While Synchrony Bank doesn't publish minimum credit score requirements, applicants typically need fair to good credit (620+) for approval. Factors considered include credit history, income, and existing debt obligations.