Kenya Open Finance

Kenya Open Finance Policy

UpcomingOpen FinanceAfrica
Kenya • Regulated by Central Bank of Kenya (CBK)
📅
Effective Date
Jul 2025
Expected
Full Compliance
Jan 2027
🏛️
Regulator
Central Bank of Kenya
CBK
📊
Scope Areas
3

Overview

Kenya is developing Open Finance regulations building on its mobile money success (M-Pesa). The framework will enable data sharing across banking and mobile money providers.

Note: Building on world-leading mobile money ecosystem. Focus on financial inclusion.

Jurisdiction

Kenya
View Open Banking providers and TPPs in Kenya

Scope & Coverage

This regulation covers the following areas and services:

BankingMobile MoneyInsurance

Key Requirements

Mobile money integration
API standardization
TPP licensing
Consumer protection

Timeline

Expected Effective Date
July 1, 2025
Full Compliance Deadline
January 1, 2027

Official Resources

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