Swiss Open Banking

Swiss Open Banking API Standards

ActiveOpen BankingEurope
Switzerland • Regulated by FINMA (supervisory)
📅
Effective Date
Jan 2020
Full Compliance
TBD
🏛️
Regulator
FINMA
supervisory
📊
Scope Areas
2

Overview

Switzerland has taken a market-driven approach to Open Banking without regulatory mandate. Swiss Fintech Innovations and major banks developed common API standards through OpenBankingProject.ch.

Note: No mandate, but strong industry adoption. Swiss NextGen API standard available.

Jurisdiction

Switzerland
View Open Banking providers and TPPs in Switzerland

Scope & Coverage

This regulation covers the following areas and services:

AISPIS

Key Requirements

Industry-led standards
Berlin Group alignment
Bilateral agreements
FINMA oversight

Timeline

Effective Since
January 1, 2020

Official Resources

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