Bridge vs Plaid: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Bridge has the broader connectivity footprint (62 vs 59 countries of bank coverage), and they overlap on 48 shared markets. Bridge is headquartered in FR, while Plaid is based in US.
Bridge vs Plaid at a glance
| Bridge | Plaid | |
|---|---|---|
| Headquarters | FR | US |
| Market focus | Multi-region | North America and Europe |
| Countries covered | 62 | 59 |
| Institutions tracked | 82 | 9,706 |
| Account data (AIS) | ||
| Payments (PIS) | ||
| Verification | ||
| Regulated | ACPR (France), PSD2 | FCA, PSD2 |
| Sandbox | ||
| Pricing model | Custom / enterprise quote (per-request or subscription by volume) | Usage-based: per-connected-account + per-request; Pay-as-you-go / Growth / Custom |
| Free production tier | — | — |
| Developer portal | ||
| Sources | 1 source | |
| View Bridge | View Plaid |
Bridge vs Plaid: bank coverage overlap
Bridge and Plaid share 48 markets where both connect to banks. Bridge additionally reaches 14 markets Plaid does not (CN, CO, ID, IN, JP, KR, LK, MA…), while Plaid reaches 11 markets Bridge does not (AL, AZ, BS, EG, GM, GU, KM, KY…).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Bridge if…
- you need the widest country coverage (62 markets)
- you prefer a provider headquartered in France
Choose Plaid if…
- you want the largest number of connected institutions (9,706)
- your focus market is North America and Europe
- you prefer a provider headquartered in the United States
Frequently asked questions
What is the difference between Bridge and Plaid?
Bridge vs Plaid: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Bridge has the broader connectivity footprint (62 vs 59 countries of bank coverage), and they overlap on 48 shared markets. Bridge is headquartered in FR, while Plaid is based in US.
Which has wider bank coverage, Bridge or Plaid?
Bridge has wider coverage, reaching 62 countries versus 59 for Plaid. They overlap on 48 shared markets.
Can I use both Bridge and Plaid?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Bridge and Plaid expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.