Finicity vs Neonomics: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Neonomics has the broader connectivity footprint (41 vs 2 countries of bank coverage), and they overlap on 2 shared markets. Finicity is headquartered in US, while Neonomics is based in NO.
Finicity vs Neonomics at a glance
| Finicity | Neonomics | |
|---|---|---|
| Headquarters | US | NO |
| Market focus | Multi-region | Multi-region |
| Countries covered | 2 | 41 |
| Institutions tracked | 2 | 98 |
| Account data (AIS) | ||
| Payments (PIS) | — | |
| Verification | ||
| Regulated | US | Finanstilsynet (Norway), PSD2 AISP, PSD2 PISP |
| Sandbox | ||
| Pricing model | Custom / enterprise quote | Usage-based (per successful transaction), no setup fee |
| Free production tier | — | — |
| Developer portal | ||
| Sources | ||
| View Finicity | View Neonomics |
Finicity vs Neonomics: bank coverage overlap
Finicity and Neonomics share 2 markets where both connect to banks. Finicity additionally reaches 0 markets Neonomics does not, while Neonomics reaches 39 markets Finicity does not (AT, AU, AX, BE, BG, BR, CA, CH…).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Finicity if…
- you prefer a provider headquartered in the United States
Choose Neonomics if…
- you need the widest country coverage (41 markets)
- you want the largest number of connected institutions (98)
- you prefer a provider headquartered in Norway
Frequently asked questions
What is the difference between Finicity and Neonomics?
Finicity vs Neonomics: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Neonomics has the broader connectivity footprint (41 vs 2 countries of bank coverage), and they overlap on 2 shared markets. Finicity is headquartered in US, while Neonomics is based in NO.
Which has wider bank coverage, Finicity or Neonomics?
Neonomics has wider coverage, reaching 41 countries versus 2 for Finicity. They overlap on 2 shared markets.
Can I use both Finicity and Neonomics?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Finicity and Neonomics expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.