GoCardless vs Neonomics: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). GoCardless has the broader connectivity footprint (54 vs 41 countries of bank coverage), and they overlap on 40 shared markets. GoCardless is headquartered in GB, while Neonomics is based in NO.
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GoCardless vs Neonomics at a glance
| GoCardless | Neonomics | |
|---|---|---|
| Headquarters | GB | NO |
| Market focus | Multi-region | Multi-region |
| Countries covered | 54 | 41 |
| Institutions tracked | 2,228 | 98 |
| Account data (AIS) | ||
| Payments (PIS) | ||
| Verification | ||
| Regulated | FCA | Finanstilsynet (Norway), PSD2 AISP, PSD2 PISP |
| Sandbox | ||
| Pricing model | Payments: pay-as-you-go per transaction (published); Bank Account Data: freemium (free AIS) | Usage-based (per successful transaction), no setup fee |
| Free production tier | — | |
| Developer portal | ||
| Sources | ||
| View GoCardless | View Neonomics |
GoCardless vs Neonomics: bank coverage overlap
GoCardless and Neonomics share 40 markets where both connect to banks. GoCardless additionally reaches 14 markets Neonomics does not (AE, AL, BD, BS, EC, HK, MC, PH…), while Neonomics reaches 1 markets GoCardless does not (AX).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose GoCardless if…
- you need the widest country coverage (54 markets)
- you want the largest number of connected institutions (2,228)
- you prefer a provider headquartered in the United Kingdom
Choose Neonomics if…
- you prefer a provider headquartered in Norway
Frequently asked questions
What is the difference between GoCardless and Neonomics?
GoCardless vs Neonomics: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). GoCardless has the broader connectivity footprint (54 vs 41 countries of bank coverage), and they overlap on 40 shared markets. GoCardless is headquartered in GB, while Neonomics is based in NO.
Which has wider bank coverage, GoCardless or Neonomics?
GoCardless has wider coverage, reaching 54 countries versus 41 for Neonomics. They overlap on 40 shared markets.
Can I use both GoCardless and Neonomics?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both GoCardless and Neonomics expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.