Salt Edge vs Tink: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Salt Edge has the broader connectivity footprint (73 vs 46 countries of bank coverage), and they overlap on 45 shared markets. Salt Edge is headquartered in ES, while Tink is based in SE.
Salt Edge vs Tink at a glance
| Salt Edge | Tink | |
|---|---|---|
| Headquarters | ES | SE |
| Market focus | Multi-region | Multi-region |
| Countries covered | 73 | 46 |
| Institutions tracked | 1,586 | 511 |
| Account data (AIS) | ||
| Payments (PIS) | ||
| Verification | — | |
| Regulated | FCA, PSD2 AISP | Finansinspektionen (Sweden), PSD2 |
| Sandbox | ||
| Pricing model | Custom / enterprise quote | Usage-based per product (Transactions, Account Check, PIS); Standard / Enterprise |
| Free production tier | — | — |
| Developer portal | ||
| Sources | ||
| View Salt Edge | View Tink |
Salt Edge vs Tink: bank coverage overlap
Salt Edge and Tink share 45 markets where both connect to banks. Salt Edge additionally reaches 28 markets Tink does not (AD, AE, AL, AX, AZ, BA, BD, BY…), while Tink reaches 1 markets Salt Edge does not (GI).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Salt Edge if…
- you need the widest country coverage (73 markets)
- you want the largest number of connected institutions (1,586)
- you prefer a provider headquartered in Spain
Choose Tink if…
- you prefer a provider headquartered in Sweden
Frequently asked questions
What is the difference between Salt Edge and Tink?
Salt Edge vs Tink: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Salt Edge has the broader connectivity footprint (73 vs 46 countries of bank coverage), and they overlap on 45 shared markets. Salt Edge is headquartered in ES, while Tink is based in SE.
Which has wider bank coverage, Salt Edge or Tink?
Salt Edge has wider coverage, reaching 73 countries versus 46 for Tink. They overlap on 45 shared markets.
Can I use both Salt Edge and Tink?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Salt Edge and Tink expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.