About Ryft
Manchester-based, FCA-authorised payment facilitator and embedded payments provider for marketplaces, platforms and omnichannel retailers. Ryft lets platforms accept card payments, Apple Pay and Google Pay online and in person, onboard and KYC/AML-verify sub-merchants, automate split payments with custom commissions, and monetise the transactions they process — positioned as a lower-fee, faster-payout alternative to Stripe Connect. FCA Authorised Payment Institution (ref. 972895), PSD2 compliant and PCI DSS Level 1 certified. Raised a £5M Series A led by Edenbase in 2025.
Products & Solutions
Embedded payments
Accept card payments, Apple Pay and Google Pay online and in person across an omnichannel platform
Marketplace split payments
Automated payment splitting to sub-merchants with customisable commission rates and next-working-day payouts
Payfac-as-a-service
Ryft acts as the regulated payment facilitator and brokers acquirer relationships, so platforms don't need their own licence
Sub-account onboarding
Seller and merchant onboarding with built-in KYC/AML compliance
Recurring & delayed billing
Subscriptions and deferred/delayed payment flows
In-person payments
Card terminal and POS acceptance for omnichannel retailers
Developer API
REST API covering payments, sub-account onboarding, in-person payments, webhooks, risk management and a sandbox
Solution Categories
Target Markets
MarketplacesPlatformsSaaS CompaniesRetailers
Deployment Options
CloudSaaS
Customers
Epos Now
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Point-of-sale provider using Ryft for embedded payments
Future Ticketing
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Ticketing platform using Ryft for marketplace payments
Charac
Community pharmacy platform using Ryft for payments
Sprive
Mortgage overpayment fintech using Ryft for payments
GiftRound
Group gifting platform using Ryft for split payments
Love the Sales
Retail aggregator using Ryft for payments
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