PISP

Service Providers

Payment Initiation Services Provider

Definition

A Payment Initiation Services Provider provides an online service to initiate a payment order at the request of the payment service user with respect to a payment account held at another payment service provider. PISPs enable account-to-account payments without using traditional card networks.

Related Terms

Frequently Asked Questions

What is Payment Initiation Services Provider?

A Payment Initiation Services Provider provides an online service to initiate a payment order at the request of the payment service user with respect to a payment account held at another payment service provider. PISPs enable account-to-account payments without using traditional card networks.

What does PISP stand for in Open Banking?

PISP stands for Payment Initiation Services Provider. It is a fundamental concept in Open Banking and PSD2 regulations. A Payment Initiation Services Provider provides an online service to initiate a payment order at the request of the payment service user with respect to a payment account held at another payment service provider. PISPs enable account-to-account payments without using traditional card networks.

How do I work with a PISP?

To work with Payment Initiation Services Provider services, you typically need to integrate with their APIs or use an API aggregator that provides PISP capabilities. Many aggregators in our directory offer PISP services with unified APIs across multiple banks.

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