TPP

Service Providers

Third Party Provider

Definition

Third Party Providers are organisations or natural persons that use APIs developed to Standards to access customer's accounts, in order to provide account information services and/or to initiate payments. Third Party Providers are either/both Payment Initiation Service Providers (PISPs) and/or Account Information Service Providers (AISPs).

Related Terms

Frequently Asked Questions

What is Third Party Provider?

Third Party Providers are organisations or natural persons that use APIs developed to Standards to access customer's accounts, in order to provide account information services and/or to initiate payments. Third Party Providers are either/both Payment Initiation Service Providers (PISPs) and/or Account Information Service Providers (AISPs).

What does TPP stand for in Open Banking?

TPP stands for Third Party Provider. It is a fundamental concept in Open Banking and PSD2 regulations. Third Party Providers are organisations or natural persons that use APIs developed to Standards to access customer's accounts, in order to provide account information services and/or to initiate payments. Third Party Providers are either/both Payment Initiation Service Providers (PISPs) and/or Account Information Service Providers (AISPs).

How do I work with a TPP?

To work with Third Party Provider services, you typically need to integrate with their APIs or use an API aggregator that provides TPP capabilities. Many aggregators in our directory offer TPP services with unified APIs across multiple banks.

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