Indonesia Open Banking

SNAP - Standard National Open API Payment

ActiveOpen BankingAsia
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Jurisdiction
Indonesia
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Effective Date
2022
Jan 1, 2022
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Full Compliance
2025
Dec 1, 2025
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Regulator
Bank Indonesia

Overview

Indonesia's SNAP framework establishes national open API standards for the payment industry. It integrates with QRIS (national QR payment standard) and BI-FAST instant payments.

Scope & Coverage

AISPISQRIS

Key Requirements

1
SNAP API compliance
2
QRIS integration
3
BI-FAST connectivity
4
Security certification

Key Notes

Largest Southeast Asian market. Building on QRIS success.

Official Resources

Related Regulations

Other open banking frameworks in Asia:

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