Indonesia Open Banking

SNAP - Standard National Open API Payment

ActiveOpen BankingAsia
Indonesia • Regulated by Bank Indonesia (BI)
📅
Effective Date
Jan 2022
Full Compliance
Dec 2025
🏛️
Regulator
Bank Indonesia
BI
📊
Scope Areas
3

Overview

Indonesia's SNAP framework establishes national open API standards for the payment industry. It integrates with QRIS (national QR payment standard) and BI-FAST instant payments.

Note: Largest Southeast Asian market. Building on QRIS success.

Jurisdiction

Indonesia
View Open Banking providers and TPPs in Indonesia

Scope & Coverage

This regulation covers the following areas and services:

AISPISQRIS

Key Requirements

SNAP API compliance
QRIS integration
BI-FAST connectivity
Security certification

Timeline

Effective Since
January 1, 2022
Full Compliance Deadline
December 1, 2025

Official Resources

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