The CFPB's Section 1033 rule establishes consumer rights to access and share their financial data. It requires data providers to make consumer financial data available through secure interfaces and prohibits certain data sharing practices. Use this page as a working reference when you compare banks, products, and regulatory timelines.
Overview
The CFPB's Section 1033 rule establishes consumer rights to access and share their financial data. It requires data providers to make consumer financial data available through secure interfaces and prohibits certain data sharing practices.
Scope & Coverage
Key Requirements
Implementation Timeline
API Specifications
Technical standards and API specifications for implementing Section 1033:
Official Documents & Resources
Key Notes
Final rule issued October 2024. Phased implementation based on institution size.
Official Resources
Related Regulations
Other open banking frameworks in North America:
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