CMF

Comisión para el Mercado Financiero

Latin America

CMF is the financial regulator profiled here for its role in open banking, licensing, and market oversight in Chile. As a National Competent Authority (NCA), it sets expectations for how banks and third-party providers connect and protect customers. Think of this page as a briefing note: a structured overview before you open statutes, registers, and technical standards.

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Jurisdiction
Chile
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Regulations
1
Open Banking frameworks
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Region
Latin America
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Type
NCA
National Competent Authority

About CMF

The Comisión para el Mercado Financiero (CMF) is the primary financial regulatory authority in Chile responsible for overseeing open banking and financial services. As a National Competent Authority (NCA), CMF ensures that banks and third-party providers comply with open banking regulations, protecting consumers while fostering innovation in financial services.

Jurisdiction

Chile
View Open Banking providers, banks, and TPPs in Chile

Regulations Overseen

CMF is responsible for enforcing and monitoring compliance with the following open banking and financial regulations:

Key Responsibilities

Licensing and authorizing Third-Party Providers (TPPs) including AISPs and PISPs
Ensuring banks provide secure API access to authorized third parties
Monitoring compliance with Strong Customer Authentication (SCA) requirements
Investigating complaints and enforcing consumer protection standards
Publishing guidance and technical standards for open banking implementation
Coordinating with other regulators on cross-border open banking matters

Official Resources

Related Regulators

Other open banking regulators in Latin America:

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