Nordigen (acquired by GoCardless) vs Plaid: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 59 countries of bank coverage), and they overlap on 48 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while Plaid is based in US.
Nordigen (acquired by GoCardless) vs Plaid at a glance
| Nordigen (acquired by GoCardless) | Plaid | |
|---|---|---|
| Headquarters | LT | US |
| Market focus | Multi-region | North America and Europe |
| Countries covered | 63 | 59 |
| Institutions tracked | 54 | 9,706 |
| Account data (AIS) | ||
| Payments (PIS) | — | |
| Verification | — | |
| Regulated | FCMC (Latvia), PSD2 AISP | FCA, PSD2 |
| Sandbox | ||
| Pricing model | Freemium: free AIS bank account data + paid premium/advanced data | Usage-based: per-connected-account + per-request; Pay-as-you-go / Growth / Custom |
| Free production tier | — | |
| Developer portal | ||
| Sources | ||
| View Nordigen (acquired by GoCardless) | View Plaid |
Nordigen (acquired by GoCardless) vs Plaid: bank coverage overlap
Nordigen (acquired by GoCardless) and Plaid share 48 markets where both connect to banks. Nordigen (acquired by GoCardless) additionally reaches 15 markets Plaid does not (CN, CO, ID, IN, JP, KR, LK, MA…), while Plaid reaches 11 markets Nordigen (acquired by GoCardless) does not (AD, AL, AZ, BS, EG, GM, GU, KM…).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Nordigen (acquired by GoCardless) if…
- you need the widest country coverage (63 markets)
- you prefer a provider headquartered in Lithuania
Choose Plaid if…
- you want the largest number of connected institutions (9,706)
- your focus market is North America and Europe
- you prefer a provider headquartered in the United States
Frequently asked questions
What is the difference between Nordigen (acquired by GoCardless) and Plaid?
Nordigen (acquired by GoCardless) vs Plaid: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 59 countries of bank coverage), and they overlap on 48 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while Plaid is based in US.
Which has wider bank coverage, Nordigen (acquired by GoCardless) or Plaid?
Nordigen (acquired by GoCardless) has wider coverage, reaching 63 countries versus 59 for Plaid. They overlap on 48 shared markets.
Can I use both Nordigen (acquired by GoCardless) and Plaid?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Nordigen (acquired by GoCardless) and Plaid expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.