TrueLayer: Open Banking API, Pay-by-Bank & Bank Coverage

AIB (Allied Irish Banks)

NATIONWIDE BUILDING SOCIETY

RBS (Royal Bank of Scotland)

Ulster Bank (Nothern Ireland)

Volksbanken Raiffeisenbanken

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Wells Fargo

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YORKSHIRE BUILDING SOCIETY

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Chase UK

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Bank Not Listed?

TrueLayer supports 70+ banks. Browse our full provider directory.

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What is TrueLayer?

TrueLayer is a banking API aggregator: one integration model so apps can reach many institutions with user consent. We list about 70 institutions in this directory; your app’s real coverage can still differ by product and market. For a simple mental model, TrueLayer is like a power strip for financial data: many banks share one interface, and your product plugs in once.

TrueLayer FAQ

What is TrueLayer?

TrueLayer is an open banking API aggregator headquartered in GB. It provides account information (AIS), payment initiation (PIS), account or identity verification through a single integration, so apps can reach many banks with the customer's consent instead of building one connection per bank.

How many banks does TrueLayer support?

Open Banking Tracker lists 70 institutions reachable through TrueLayer. Real coverage can differ by product, market, and individual bank, so use the supported-banks table on this page and confirm specific institutions in TrueLayer's own documentation.

Is TrueLayer regulated?

Yes. FCA-authorised under PSR 2017 & EMR 2011 (UK, FRN 901096); EU entity regulated by the Central Bank of Ireland. Authorisations held: FCA, Central Bank of Ireland, PSD2. Verify current licensing on the relevant regulator's public register before you rely on it.

Does TrueLayer support payments (pay by bank)?

Yes. TrueLayer offers payment initiation (PIS), so you can move money account-to-account ("pay by bank") with the payer's authorisation. Product names and market availability vary — confirm in TrueLayer's documentation.

Does TrueLayer offer account or income verification?

Yes. TrueLayer offers verification products (such as account-ownership or income checks) built on its open banking connectivity. Payments/Bank-on-File (PIS), Data API (AIS), Verification add-on. Availability varies by market — confirm in TrueLayer's documentation.

Is TrueLayer free to use, and is there a sandbox?

TrueLayer pricing is sales-gated (you contact sales for rates): Custom / enterprise quote; payments priced per transaction. A free developer sandbox is available to test before you commit.