RBI

Reserve Bank of India

Asia

RBI is the financial regulator profiled here for its role in open banking, licensing, and market oversight in India. As a National Competent Authority (NCA), it sets expectations for how banks and third-party providers connect and protect customers. Think of this page as a briefing note: a structured overview before you open statutes, registers, and technical standards.

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Jurisdiction
India
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Regulations
1
Open Banking frameworks
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Region
Asia
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Type
NCA
National Competent Authority

About RBI

The Reserve Bank of India (RBI) is the primary financial regulatory authority in India responsible for overseeing open banking and financial services. As a National Competent Authority (NCA), RBI ensures that banks and third-party providers comply with open banking regulations, protecting consumers while fostering innovation in financial services.

Jurisdiction

India
View Open Banking providers, banks, and TPPs in India

Regulations Overseen

RBI is responsible for enforcing and monitoring compliance with the following open banking and financial regulations:

Key Responsibilities

Licensing and authorizing Third-Party Providers (TPPs) including AISPs and PISPs
Ensuring banks provide secure API access to authorized third parties
Monitoring compliance with Strong Customer Authentication (SCA) requirements
Investigating complaints and enforcing consumer protection standards
Publishing guidance and technical standards for open banking implementation
Coordinating with other regulators on cross-border open banking matters

Official Resources

Related Regulators

Other open banking regulators in Asia:

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