CFPB is the financial regulator profiled here for its role in open banking, licensing, and market oversight in United States. As a National Competent Authority (NCA), it sets expectations for how banks and third-party providers connect and protect customers. Think of this page as a briefing note: a structured overview before you open statutes, registers, and technical standards.
About CFPB
The Consumer Financial Protection Bureau (CFPB) is the primary financial regulatory authority in United States responsible for overseeing open banking and financial services. As a National Competent Authority (NCA), CFPB ensures that banks and third-party providers comply with open banking regulations, protecting consumers while fostering innovation in financial services.
Jurisdiction
Regulations Overseen
CFPB is responsible for enforcing and monitoring compliance with the following open banking and financial regulations:
Key Responsibilities
Official Resources
Related Regulators
Other open banking regulators in North America:
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