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Open Banking Regulations in France
The following open banking and open finance regulations apply to financial institutions operating in France:
PSD2Active
Payment Services Directive 2
Payment ServicesSince 2018
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PSD3Upcoming
Payment Services Directive 3
Payment ServicesExpected 2026
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FIDAUpcoming
Financial Data Access Regulation
Open FinanceExpected 2027
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eIDAS 2.0Upcoming
European Digital Identity Regulation
Digital IdentityExpected 2024
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DORAActive
Digital Operational Resilience Act
Operational ResilienceSince 2023
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EU Instant Payments RegulationActive
Regulation on Instant Credit Transfers in Euro
Payment ServicesSince 2024
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