Embedded Finance by Category – BaaS, Lending, Card Issuing & More

Browse by category

Compare embedded finance platforms by product category. Each category page lists providers with that focus and links to provider details.

🏦

BaaS

57 providers

Compare BaaS and BaaS banking providers: Unit, Stripe Treasury, Treasury Prime, Synctera, Solaris, Swan, Griffin. Banking as a Service (BaaS) and white-label banking APIs for fintechs and platforms

💳

Card Issuing

65 providers

Compare card issuing platforms: Marqeta, Galileo, Lithic, Highnote, Thredd. Virtual and physical card APIs for fintechs, neobanks, and platforms

💸

Payments

117 providers

Compare embedded payment providers: Adyen, Stripe, Checkout.com, Mollie, Finix

📊

Lending

46 providers

Compare embedded lending providers: Parafin, Kanmon, Defacto, Finmid, Pipe, Liberis, Youlend, eCapital. B2B lending, working capital, and BNPL APIs for platforms

📈

Investing

9 providers

Compare embedded investing and Brokerage-as-a-Service (BaaS) providers: Alpaca, Apex Fintech Solutions, DriveWealth, Upvest, Lemon.markets, WealthKernel, Bambu

📋

Payroll

17 providers

Compare embedded payroll providers: Check, Gusto Embedded, Salsa, Nmbr, ADP Embedded, Zeal, and more. Payroll infrastructure APIs, earned wage access, and compliance for HR platforms and vertical SaaS

📁

Embedded Taxes

6 providers

Compare embedded tax providers: Column Tax, April, Uprise, Remitian. White-label tax preparation, withholding optimization, and tax payment execution APIs for fintechs, neobanks, payroll, HR, and accounting platforms

🏥

Embedded Benefits

4 providers

Compare embedded employee benefits: brokers and APIs that let payroll, HR, and vertical SaaS platforms offer medical, ICHRA, dental, vision, and ancillary benefits in-product with census and deduction sync.

📄

AP/AR

9 providers

Compare embedded AP/AR providers: Monite, Mercoa, BILL, Melio. Invoicing, bill pay, and accounts payable/receivable APIs for SaaS and platforms

📬

Collections & Recovery

1 providers

Compare collections and recovery platforms: Debtist and partners offering digital dunning, receivables management, and debt collection APIs for software and marketplaces.

🧾

Expenses

12 providers

Compare embedded expense and spend management providers: Pleo, Cardlay, Findity, Fidel. Corporate cards and spend management APIs for platforms

📁

Embedded Billing

1 providers

Compare embedded billing providers: Lago. White-label metering, billing, and invoicing infrastructure for platforms and ecosystems

📁

Ledger-as-a-Service

15 providers

Compare Ledger-as-a-Service providers: Modern Treasury, Formance, Fragment, TigerBeetle, Moov, Column. Programmable ledgers, payment operations, and money movement infrastructure for fintechs

🌍

FX & Cross-Border

16 providers

Compare FX and cross-border embedded finance providers: Currencycloud, Convera, Okoora, Ebury. Multi-currency and international payment APIs

Compliance

55 providers

Compare embedded compliance and KYC providers: Alloy, Persona, Middesk, Veriff, Sardine, ComplyAdvantage. KYC, KYB, AML, and fraud prevention APIs for fintechs

🛡️

Insurance

9 providers

Compare embedded insurance providers: Cover Genius, Hokodo, Chubb, Qover, Authentic. Embedded insurance at point of sale for e-commerce, travel, and B2B platforms

📱

Embedded Telco Connectivity

1 providers

Compare embedded telco connectivity providers: Gigs. Embed mobile plans, business phone numbers, and eSIM inside your app so users get one bill and one experience

📁

Financial Data Connectivity

21 providers

Compare financial data connectivity providers: Plaid, TrueLayer, Tink, Yapily, Finicity, MX, Yodlee, Codat, Apideck, Rutter, Merge, Finch. The pipes embedded finance products run on—open banking, accounting, commerce, and employment data APIs

📁

Transaction Enrichment

4 providers

Compare transaction enrichment and merchant intelligence providers: Spade, Ntropy, Heron Data, Dateio (Tapix). Card-transaction enrichment APIs that turn raw merchant strings into clean merchant names, locations, MCC codes, and categories for issuers, banks, and fintechs

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