Embedded lending providers offer working capital, B2B BNPL, invoice financing, and revenue-based financing via APIs so platforms can offer credit to their customers. Compare approval flows and pricing models.
| Provider | HQ | Category | Target Market | Dev Portal | ||
|---|---|---|---|---|---|---|
Unit | BaaSCard Issuing+2 | FintechsPlatforms+2 | Docs | View | ||
Solarisbank (Solaris) | BaaSCard Issuing+3 | FintechsBrands+1 | Docs | View | ||
Column | BaaSPayments+2 | FintechsPlatforms+1 | Docs | View | ||
Bond Financial (FIS) | BaaSCard Issuing+2 | BrandsPlatforms+1 | View | |||
Parafin | LendingEmbedded Capital+1 | PlatformsMarketplaces+1 | View | |||
Kanmon | LendingB2B BNPL | vertical-softwareSaaS+1 | View | |||
Pipe | LendingEmbedded Capital | SaaSPlatforms+1 | View | |||
Lendio | Lendingmarketplace | SaaSAccounting+2 | View | |||
Defacto | LendingB2B BNPL+1 | Marketplacesvertical-software+1 | View | |||
Finmid | LendingB2B BNPL | vertical-softwareMarketplaces+1 | View | |||
Fundwell | LendingEmbedded Capital+1 | SMBsPlatforms+1 | View | |||
Liberis | Lendingmerchant-financing+1 | pspsPlatforms+2 | View | |||
Hokodo | InsuranceB2B BNPL+1 | b2b-marketplaceswholesale+1 | Docs | View | ||
Toast | Vertical SaaSembedded-payments+2 | restaurantshospitality | Docs | View | ||
ServiceTitan | Vertical SaaSembedded-payments+1 | home-serviceshvac+2 | Docs | View |