Embedded FX & Cross-Border Payment Providers 2026

FX and cross-border providers enable multi-currency accounts, international payouts, and hedging via APIs so platforms can offer global payments. For API capabilities and integration patterns, see our guide on FX Payments Integrations. Compare coverage and settlement times below.

Provider	Category	Target Market	Dev Portal
Currencycloud (Visa)	PaymentsFX+2	BanksFintechs+2	Docs	View
Banking Circle	PaymentsAccounts+2	pspsBanks+2	Docs	View
Nium	PaymentsCard Issuing+2	BanksFintechs+2	Docs	View
Airwallex	PaymentsAccounts+2	PlatformsMarketplaces+2	Docs	View
Wise Platform	PaymentsCross-Border+4	BanksFintechs+3	Docs	View
Okoora	FXTreasury+1	erpPlatforms+2		View
Convera	FXCross-Border+1	PlatformsEnterprise+2	Docs	View
VoPay	PaymentsPayFac+5	PlatformsSaaS+3	Docs	View
Ebury Connect	PaymentsFX+4	corporatesFintechs+2	Docs	View
OpenPayd	BaaSPayments+2	FintechsNeobanks+2	Docs	View
Grain Finance	FXCross-Border	travelpayment-providers+2		View
Mangopay	walletsPayments+4	MarketplacesPlatforms+4	Docs	View
Integrated Finance	orchestrationBaaS+4	Neobankslenders+2	Docs	View
Suby	Paymentsstablecoins+2	SaaSe-commerce+5	Docs	View
Payoneer	PaymentsCross-Border+3	Marketplacese-commerce+4	Docs	View
Keel	BaaSCard Issuing+8	FintechsNeobanks+3		View
PalWallet	BaaSAccounts+6	PlatformsFintechs+8		View
PhotonPay	PaymentsCross-Border+11	PlatformsMarketplaces+5		View
Fipto	PaymentsCross-Border+2	pspscrypto+2		View
Monex	PaymentsFX+1	Platformscorporates+2	Docs	View

Sizing the fx & cross-border opportunity? See Apideck's State of B2B Embedded Finance 2026 — a $185B market mapped across 16 categories, with 300+ providers and 1,200 companies surveyed.

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Embedded FX & Cross-Border Payment Providers 2026

20 FX & Cross-Border providers

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