Looking for Merge Alternatives?
Merge is a leading embedded finance platform offering financial-data-connectivity, unified api, accounting-data, hris-data solutions. Unified API across HRIS, ATS, CRM, accounting, ticketing, and file storage—220+ integrations behind a single contract. Merge is the unified-API catego...
Below we've compiled the top 10 alternatives to Merge, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.
Top Merge Alternatives
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Universal API for SMB business data—accounting, banking, commerce, and HR. Codat connects platforms to QuickBooks, Xero, NetSuite, Sage, and dozens mo...
Belgian unified API for European business software—accounting, invoicing, e-commerce, POS, payments, banking, and property management systems. Chift o...
Unified API for employment data—payroll, HR, benefits, and time-tracking systems. Finch connects to ADP, Gusto, Paychex, Rippling, Workday, and 200+ m...
Universal API for commerce data—Shopify, Amazon, BigCommerce, WooCommerce, eBay, Walmart, and 30+ more. Rutter normalises orders, inventory, customers...
API-first open banking infrastructure for Europe with no consumer-facing UI—platforms own the entire user experience. Yapily covers 19+ markets across...
European open banking platform for data aggregation and account-to-account payments. TrueLayer's APIs cover 19+ countries under PSD2/PSD3, powering Pa...
Klarna's open banking arm, spun out as a B2B platform in 2022. Kosma offers PSD2 account information and payment initiation services across Europe and...
Unified API platform for embedded integrations. Apideck enables SaaS and fintech platforms to connect to 200+ apps across accounting, CRM, HRIS, and f...
Banking-as-a-Service API from Stripe enabling platforms to embed financial services. Treasury provides FDIC-insured accounts, card issuing, and money ...
Card issuing platform from Stripe for launching virtual and physical commercial card programmes. Customise card designs, set dynamic spend controls, a...
Feature Comparison
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