Looking for Klarna Kosma Alternatives?
Klarna Kosma is a leading embedded finance platform offering financial-data-connectivity, open banking, account-linking, payments solutions. Klarna's open banking arm, spun out as a B2B platform in 2022. Kosma offers PSD2 account information and payment initiation services across Europe and...
Below we've compiled the top 10 alternatives to Klarna Kosma, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.
Top Klarna Kosma Alternatives
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European open banking platform for data aggregation and account-to-account payments. TrueLayer's APIs cover 19+ countries under PSD2/PSD3, powering Pa...
API-first open banking infrastructure for Europe with no consumer-facing UI—platforms own the entire user experience. Yapily covers 19+ markets across...
Universal API for SMB business data—accounting, banking, commerce, and HR. Codat connects platforms to QuickBooks, Xero, NetSuite, Sage, and dozens mo...
Universal API for commerce data—Shopify, Amazon, BigCommerce, WooCommerce, eBay, Walmart, and 30+ more. Rutter normalises orders, inventory, customers...
Unified API across HRIS, ATS, CRM, accounting, ticketing, and file storage—220+ integrations behind a single contract. Merge is the unified-API catego...
Unified API for employment data—payroll, HR, benefits, and time-tracking systems. Finch connects to ADP, Gusto, Paychex, Rippling, Workday, and 200+ m...
Belgian unified API for European business software—accounting, invoicing, e-commerce, POS, payments, banking, and property management systems. Chift o...
European open banking platform connecting to 10,000+ banks for account aggregation, payment initiation, financial data enrichment, and risk insights. ...
Account linking and data platform that connects consumers' bank accounts to thousands of apps and services. Plaid's APIs provide the secure connectivi...
United StatesOpen banking platform (Mastercard) providing financial data aggregation, account verification, and lending intelligence through secure API connections...
Feature Comparison
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