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Plaid Alternatives

Compare 10 alternatives to Plaid for account-linking and open banking solutions

Looking for Plaid Alternatives?

Plaid is a leading embedded finance platform offering account-linking, open banking, data, identity solutions. Account linking and data platform that connects consumers' bank accounts to thousands of apps and services. Plaid's APIs provide the secure connectivi...

Below we've compiled the top 10 alternatives to Plaid, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.

10
Alternatives Found
4
Categories Compared
5
Target Markets
4
API Products

Top Plaid Alternatives

1
Footprint
Footprint
United States
Est. 2021

One-click identity verification and KYC/KYB platform. Footprint enables users to verify once and share their identity across platforms, reducing onboa...

IdentityComplianceKYC/KYB
2
Marqeta
Marqeta
United States
Est. 2010

Modern card issuing platform powering the world's leading fintechs and brands. Marqeta's open API platform enables companies to build and manage payme...

Card IssuingPayments
3
Stripe Treasury
Stripe Treasury
United States
Est. 2010

Banking-as-a-Service API from Stripe enabling platforms to embed financial services. Treasury provides FDIC-insured accounts, card issuing, and money ...

Banking-as-a-ServicePayments
4
Unit
Unit
United States
Est. 2019

All-in-one embedded finance platform providing banking, lending, and payments infrastructure. Unit partners with banks to offer white-label checking a...

Banking-as-a-ServiceCard Issuing
5
Column
Column
United States
Est. 2021

Nationally chartered bank built for developers. Column provides direct bank access via API for ACH, wire, card issuing, and lending without BaaS middl...

Banking-as-a-ServicePayments
6
Lithic
Lithic
United States
Est. 2014

Card issuing platform formerly known as Privacy.com. Lithic provides developer-first APIs for virtual and physical card issuing with flexible spending...

Card IssuingPayments
7
Twisp
Twisp
United States
Est. 2022

Cloud-native ledger database for money movement. Twisp was founded by the principal engineer behind Simple, the first neobank, and provides ledger inf...

ledger-as-a-serviceAccounts
8
Teal
Teal
United States
Est. 2022

Embedded accounting infrastructure for platforms. Founded by the ex-CEO of Bench Accounting, Teal lets platforms go live with embedded bookkeeping and...

Accounts Payable/ReceivableEmbedded Accounting
9
Open Ledger
Open Ledger
United States
Est. 2021

White-label accounting and ledger APIs at a higher abstraction than raw LaaS. Open Ledger focuses on P&L statements and tax compliance for platforms e...

Embedded Accountingledger-as-a-service
10
GoCardless
GoCardless
United Kingdom
Est. 2011

Bank payment network for recurring and one-off payments. GoCardless enables platforms to collect payments via direct debit across 30+ countries with g...

Open BankingEmbedded PaymentsDirect Debit

Feature Comparison

FeaturePlaid
Current
FootprintMarqetaStripe TreasuryUnitColumn
Headquarters
United States
United States
United States
United States
United States
United States
Founded201320212010201020192021
Clients10000+100+500+1000+200+100+
API Products444544
DeploymentCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS
Developer Docs
Public CompanyPLDPrivateMQPrivatePrivatePrivate

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